Services

AML/CFT Compliance
Audit

Independent, risk-based AML/CFT and regulatory compliance audits for financial institutions, fintechs, and Virtual Asset Service Providers. Rigorous. Defensible. Regulator-ready.

IndependentObjectiveRisk-BasedEvidence-DrivenBoard-Ready
Aligned with FATF Recommendations and applicable local regulations

Service Overview

Independent AML/CFT Audit

As financial institutions and digital asset platforms across Africa scale, compliance maturity becomes a regulatory imperative not a strategic afterthought. Regulators, correspondent banks, investors, and supervisory authorities expect clear, defensible evidence that your AML/CFT framework is not only documented but demonstrably effective

What We Assess

  • AML/CFT Governance & Board Oversight
  • Enterprise-Wide Risk Assessment (EWRA)
  • KYC / CDD / EDD Frameworks
  • Transaction Monitoring Effectiveness
  • Sanctions Screening Controls
  • Suspicious Transaction Reporting (STR/SAR) Processes
  • Travel Rule Compliance (for VASPs)
  • AML Training & Internal Controls
  • Technology & System Calibration (where applicable)

What Makes Our Audit Different

We don't just confirm whether policies exist. We test whether controls:

Are properly designed
Are effectively implemented
Operate as intended
Withstand regulatory review

Methodology integrates

Control testingSample validationSystem logic reviewGap analysis

Ideal For

  • Banks & Microfinance Institutions
  • Fintechs & Payment Service Providers
  • Virtual Asset Service Providers (VASPs)

What You Receive

01Comprehensive Independent AML/CFT Audit Report
02Risk-rated findings across all control domains
03Practical, prioritised remediation plan
04Executive summary for Board presentation
05Regulatory-ready documentation package

Methodology

Our Approach

We combine deep regulatory expertise with practical, evidence-driven testing to produce assurance your board and regulators can rely on.

Regulatory Expertise

Grounded in FATF Recommendations, FATF Guidance for VASPs, and applicable Central Bank and sector-specific regulations across jurisdictions.

Governance & Risk Engineering

We evaluate control architecture not just policy documentation, identifying structural weaknesses before regulators do.

Blockchain & Digital Asset Compliance

Specialised knowledge in Travel Rule, VASP due diligence, on-chain analytics integration, and crypto-specific AML typologies.

Operational Testing

Control testing, sample-based validation, and system logic review produce findings grounded in evidence not assumption.

Why A & D Forensics

Why Leading Institutions Choose Us

Deep Specialisation

Focused expertise in AML/CFT and financial crime compliance.

Cross-Environment Experience

Fluent in both traditional finance and crypto/digital asset compliance.

Defensible Reporting

Clear, regulator-ready documentation that withstands scrutiny.

Actionable Guidance

Remediation plans your team can actually implement.

Discretion & Confidentiality

Absolute confidentiality across every engagement.

Get Started

Request an Audit Engagement

Whether you're preparing for a regulatory examination, onboarding a correspondent bank, or seeking independent assurance. We deliver audits your stakeholders can rely on.